Legal Officer / Recovery Manager

The Legal Officer / Recovery Manager oversees legal affairs and manages the recovery of delinquent and non-performing loans, ensuring compliance with laws and internal policies while safeguarding the organization’s legal and financial interests.

Develop and implement strategies for recovering overdue and non-performing loans

Manage delinquent loan portfolios and track recovery performance

Negotiate settlements, restructuring arrangements, and repayment plans

Initiate collateral realization and enforce loan agreements

Ensure all recovery and credit processes comply with laws, regulations, and internal policies

Liaise with external solicitors, law enforcement, and regulatory authorities

Manage litigation processes, court filings, and legal representation coordination

Draft, review, and negotiate contracts, loan agreements, and legal instruments

Provide legal advisory support and opinions to management and operational departments

Conduct legal research to support business transactions and strategic decisions

Ensure corporate compliance with statutory and regulatory obligations

Bachelor of Laws (LL.B) Degree and Barrister-at-Law (BL) qualification

4–7 years post-call experience in legal practice, loan recovery, credit administration, or financial services

Experience in banking, microfinance, or financial institutions preferred

Knowledge of debt recovery, contract law, insolvency procedures, and financial regulations

Experience managing litigation and enforcement processes

Strong negotiation, legal reasoning, and analytical skills

High integrity, professionalism, and attention to detail

Excellent communication and stakeholder management skills

Ability to handle multiple cases and meet performance targets

Proficiency in legal drafting and case management systems

None

Competitive monthly salary

Health insurance coverage

Employer contributory pension scheme